Credit Officer

United Women Sacco

Job Summary

Applications are invited from qualified persons for the above vacant position.

  • Minimum Qualification: Bachelor
  • Experience Level: Mid level
  • Experience Length: 3 years

Job Description/Requirements

Reporting to:  Credit Manager

 

Duties and responsibilities:

  1. Appraise all loan applications as per the Sacco lending policy
  2. Maintain and update data on all borrowers.
  3. Ensure that loan guard schedule is accurate and submitted on time
  4. Ensure that the guarantor register is updated.
  5. Analyze guarantee and follow up on security perfection process.
  6. Accompany Valuers to view properties submitted for loan security and make independent report.
  7. Follow with members who have delinquent loan via telephone and emails as per the lending policy
  8. Monitor performance of loans and recommend remedial measures in consultation with the Credit Manager.
  9. Co-ordination of client visits to ensure every loanee is visited
  10. Perform any other duty that may be assigned from time to time.

Qualifications and Competencies

  1. Degree in a business-related field from a recognized University
  2. KCSE Minimum C+ with C+ in mathematics
  3. Computer proficiency especially in accounting packages
  4. At least 3 years’ experience in a related field
  5. Be of exemplary integrity and honesty
  6. Have excellent financial analysis skills

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