New
2 weeks ago

Job Summary

The officer will market the company loan products, confirm the credibility of all loan applications for loan disbursement or decline and recover the loans. The candidate will be based in Kitui town.

  • Minimum Qualification:Diploma
  • Experience Level:Mid level
  • Experience Length:2 years

Job Description/Requirements

Reports to: Branch Manager.


Main Duties:

·         Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.

·         Analyze applicants' financial status, and credit status, and undertake relevant evaluations to determine the feasibility of granting loans.

·         Evaluate and advice on client’s credit worthiness.

·         Obtain credit information from credit institutions and references.

·         Process approved loans for disbursement.

·         Undertake business and home visits to validate applications where need dictates.

·         Review and update credit and loan files.

·         Undertake timely valuation and renewal of contracts upon expiry.

·         Analyze advice and assist in the recovery of defaulted loans.

·         Continuous professional development to keep up with current industry trends.

·         Prepare and submit timely reports and information for decision-making.

·         Ensure to collect and recover from performing and non-performing accounts.

·         Ensure individual performance objectives and measures are met.

·         Maintain a healthy portfolio and ensure all set targets are met.

·         Any other duties as may be assigned.

 

Knowledge, Skills & Experience and Personal Attributes


Qualifications & Experience

·         Bachelors/Diploma in Accounting, Finance, Banking, or credit management or any business related field from a recognized institution.

·         At least 1-year working experience in a credit facility or a similar role in the financial industry.

·         Basic accounting training will be an added advantage


Key Competencies

·         Proficiency in ICT with strong MS Office and internet ability.

·         Strong analytical and mathematical skills communication and interpersonal skills.

·         Planning and organization skills.

·         Problem-solving skills.

·         Clean Police Clearance Certificate


Key Personal Attributes

·         Team player.

·         Confidentiality and integrity.

·         Confident and assertive demeanor.

·         High degree of accuracy and attention to detail.

·         Ability to work under pressure with tight deadlines.

·         Good business sense and commercial awareness.

·         Negotiation and influential skills.

·         Service excellence.

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