IRAU Credit Risk Team Lead (C13 – Vice President) at Citi

Job Description (adsbygoogle = window.adsbygoogle || []).push({}); Citibank N.A. Kenya has been operating in Kenya since and has two branches in Nairobi and Mombasa, serving Corporate and Institutional clients. Citibank Kenya is the regional hub for the Citi East Africa cluster, which covers Kenya, Uganda, Tanzania and Zambia. It’s the only solely corporate bank in Kenya. Businesses Citi Kenya is structured around business segments, product groups, operations and technology and staff units. The business segment that caters to our diverse customer base is our Institutional Clients Group, which includes the global relationship banking services we provide for top-tier local corporate clients. Key Responsibilities: Accountability for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistencies with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectationsSupporting the Credit Risk Portfolio Manager on the continuous engagement with applicable BCMA and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team, and ensuring the tactical execution of these guidelines is reflected on all core deliverables of the teamEnsure ongoing and timely feedback and coaching of Credit Risk Analysts, Credit Risk Senior Analysts, and Credit Risk Associates to sustain a strong credit culture and an unwavering commitment to excellence in analysis and executionPartnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosAttract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talentSupport Global Head of ICG Risk Analysis and Head of ICG Risk Analysis Transformation & Core Operations on internal projects and initiativesSupport ICG Risk Analysis Voice of the Employee (VOE) initiativesTravel (less than 10%) Skills/Competencies:Risk & Credit Underwriting: Satisfactory completion of Credit Training or equivalentAbility to evaluate, negotiate, structure and/or monitor extensions of creditKnowledge of relevant Citi-level and business-level credit policies and the ability to apply this knowledge to specific situationsThorough understanding of the credit and/or portfolio management processKnowledge of the relevant customer, industry and product rangeKnowledge of documentation and reporting requirements directly affected by execution of their credit responsibilitiesIntegrity, honesty, sound judgment, commonsense, and attention to detailAbility to communicate clearly, to think and act independently, and to know when to ask for guidance from more experienced officers or specialists in the credit process Leadership: Assists colleagues in identifying stretch opportunities to elevate individual and team performance and recognizes individuals based on performanceCoach, mentor and lead direct reports to develop team strengths and improve weaknessesStrong awareness and adherence to the control environment including Quality Assurance and Quality ControlProven culture carrier Competencies: Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of ManagementSolid organizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyExceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority Technical: Advanced Microsoft Office (Word, Excel, and PowerPoint) skillsExceptional experience with the internal ICG Templates and with Financial Modeling Qualifications: BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subjectFinancial Services experience including 5-7 years of credit experience in Banking or Credit Risk Management