Job Summary

The officer will market the company loan products, confirm credibility of all loan applications for loan disbursement, prepare loan documentation and assist in the recovery of loans.

  • Minimum Qualification: Diploma
  • Experience Level: Entry level
  • Experience Length: 1 year

Job Description/Requirements

Reports to:

Branch Manager / General Manager


Main Duties:

  • Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.
  • Analyze applicants' financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
  • Evaluate and advice on client’s ability to pay based on analysis of their finances.
  • Obtain credit information from credit institutions and references.
  • Process approved loans for disbursement.
  • Undertake business and home visits to validate applications where need dictates.
  • Review and update credit and loan files.
  • Undertake data entry on approved loans.
  • Undertake timely valuation and renewal of contracts upon expiry.
  • Analyze, advise and assist in the recovery of defaulted loans.
  • Continuous professional development to keep up with current industry trends.
  • Prepare and submit timely reports and information for decision making.
  • Ensure to collect and recover from performing and non-performing accounts.
  • Undertake timely recovery actions through effective communication and negotiate with customers on their past due facilities while ensuring that subsequent actions on the facilities, if required, are not unduly delayed.
  • Ensure individual performance objectives and measures are met.
  • Any other duties as may be assigned.

Knowledge, Skills & Experience and Personal Attributes

Qualifications & Experience

  • Bachelors/Diploma in Accounting, Finance, Banking, or credit management or any business-related field from a recognized institution.
  • At least 1 year working experience in a credit facility with a similar role in the financial industry.
  • Basic accounting training will be an added advantage.

Key Competencies

  • Proficiency in ICT with strong MS Office and internet ability.
  • Strong analytical and mathematical skills.
  • Communication and interpersonal skills.
  • Planning and organization skills.
  • Problem solving skills.
  • Clean Police Clearance Certificate.

Key Personal Attributes

  • Team player
  • Confidentiality and integrity.
  • Confident and assertive demeanor.
  • High degree of accuracy and attention to detail.
  • Ability to work under pressure with tight deadlines.
  • Good business sense and commercial awareness.
  • Negotiation and influential skills.
  • Service excellence.

The job will be based in Kitui town with minimal travel outside the town. Ability to ride a motorcycle will be an added advantage.

Submit your resume and a cover letter by COB 27th March 2021.

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