Job Summary

The officer will market the company loan products, confirm credibility of all loan applications for loan disbursement, prepare loan documentation and assist in the recovery of loans.

  • Minimum Qualification: Diploma
  • Experience Level: Entry level
  • Experience Length: 1 year

Job Description/Requirements

Reports to:

Branch Manager / General Manager

 

Main Duties:

  • Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.
  • Analyze applicants' financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
  • Evaluate and advice on client’s ability to pay based on analysis of their finances.
  • Obtain credit information from credit institutions and references.
  • Process approved loans for disbursement.
  • Undertake business and home visits to validate applications where need dictates.
  • Review and update credit and loan files.
  • Undertake data entry on approved loans.
  • Undertake timely valuation and renewal of contracts upon expiry.
  • Analyze, advise and assist in the recovery of defaulted loans.
  • Continuous professional development to keep up with current industry trends.
  • Prepare and submit timely reports and information for decision making.
  • Ensure to collect and recover from performing and non-performing accounts.
  • Undertake timely recovery actions through effective communication and negotiate with customers on their past due facilities while ensuring that subsequent actions on the facilities, if required, are not unduly delayed.
  • Ensure individual performance objectives and measures are met.
  • Any other duties as may be assigned.

Knowledge, Skills & Experience and Personal Attributes

Qualifications & Experience

  • Bachelors/Diploma in Accounting, Finance, Banking, or credit management or any business-related field from a recognized institution.
  • At least 1 year working experience in a credit facility with a similar role in the financial industry.
  • Basic accounting training will be an added advantage.

Key Competencies

  • Proficiency in ICT with strong MS Office and internet ability.
  • Strong analytical and mathematical skills.
  • Communication and interpersonal skills.
  • Planning and organization skills.
  • Problem solving skills.
  • Clean Police Clearance Certificate.

Key Personal Attributes

  • Team player
  • Confidentiality and integrity.
  • Confident and assertive demeanor.
  • High degree of accuracy and attention to detail.
  • Ability to work under pressure with tight deadlines.
  • Good business sense and commercial awareness.
  • Negotiation and influential skills.
  • Service excellence.

The job will be based in Kitui town with minimal travel outside the town. Ability to ride a motorcycle will be an added advantage.

Submit your resume and a cover letter by COB 27th March 2021.

Important Safety Tips

1. Do not make any payment without confirming with the BrighterMonday Customer Support Team. 2. If you think this advert is not genuine, please report it via the Report Job link below.

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