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Job Summary

You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

  • Minimum Qualification: Bachelor
  • Experience Level: Mid level
  • Experience Length: 3 years

Job Description

We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business. 

Responsibilities

·         Evaluate credit worthiness by processing loan applications and documentation within specified limits

·         Interview applicants to determine financial eligibility and feasibility of granting loans

·         Determine all applicable ratios and metrics and set up debt payment plans

·         Communicate with clients either to request or to provide information

·         Justify decisions (approvals/rejections) and report on them

·         Complete loan contracts and counsel clients on policies and restrictions

·         Update job knowledge on types of loans and other financial services

·         Maintain and update account records

·         Assess customer needs, explore all options and introduce different types of loans

·         Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

·         Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process

·         Operate in compliance with laws and regulations and adhere to lending compliance guidelines


Requirements

·         Proven working experience as a Loan Officer

·         Familiarity with computers and banking applications/software

·         Solid understanding of direct/indirect lending products and practices

·         Excellent communication and interpersonal skills

·         Customer satisfaction orientation and sales competencies

·         Ability to work in a goal oriented environment

·         BS degree in finance, economics or a related field

Qualified Candidates are asked to send their Updated CV

Shortlisting ongoing 

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