Loans Field Officer
Job Summary
Applications are invited from qualified persons for the above vacant position.
- Minimum Qualification: Bachelor
- Experience Level: Mid level
- Experience Length: 2 years
Job Description/Requirements
All jobs advertised are located in Eldoret
The Field Officer will be responsible for all day-to-day field operational aspects including loan appraisal and recovery; they are also responsible for maintaining proper records and generating reports, customer service and compliance of rules, regulations and guidelines.
• Mobilization of clients for new business
• Ensure 100% on-time collection of loan amortizations
• Develop a working culture of compliance with rules, regulations and guidelines and “zero tolerance on missed loan payments.”
• Achieve loan targets prescribed by the Operations Manager and/or senior management
• Submission of monthly accomplishment reports (actual performance versus targets) to the Operations Manager
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish targets
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Area prefeasibility and survey activities.
• Perform other tasks as may be prescribed by the Operations Manager or higher authorities
Requirements
• Proven working experience as a Loans field officer
• Familiarity with computers and lending applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment
• Degree in finance, economics or a related field