Manager, Digital Adoption at Standard Bank Group

Job Description

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Standard Bank Group is the largest African banking group by assets offering a full range of banking and related financial services. “Africa is our home, we drive her growth” Our vision is to be the leading financial services organisation in, for and across Africa, delivering exceptional client experiences and superior value. This sets the primary goals and standard of excellence we intend to achieve in the medium term. With a heritage of over years, we have an on-the-ground presence in 20 countries in sub‑Saharan Africa; fit-for-purpose representation outside Africa; and a strategic partnership with the Industrial and Commercial Bank of China (ICBC).

Job Purpose.

To drive customer digital platform adoption through digital registrations and utilization in order to increase revenue and improve client experience on digital channels for existing & new PPB customers.

Output.

Client

Identify reasons for low digital adoption and develops proposals to remediate. Prepare implementation plans for approved remedial actions and drives execution across Client Coverage teams. Provide input into new CVP developments and enhancements that will support digital registrations and continued utilization of digital channels. Provide consolidated reporting of trends for client digital adoption across all sectors and segments. Provide input into campaign development and Marketing briefs to promote digital channels. Provide input into execution of Marketing initiatives for key adoption campaigns. Develop a category strategy with regards to initiatives aimed at, adoption and self-service banking. To ensure customer adoption and utilization of digital channels, web, social media.

Data

Review internal data (including customers, competitors and the external environment) and uses this information to drive digital adoption initiatives and as input into stakeholder reporting. Obtain market trends (local and international) as well as customer needs and utilises this information to further provide input into the digital channel adoption plans. Work with the digital marketing team to understand customer behaviours as it pertains to traffic building and adoption.

Financial Management

Guide Client Coverage teams to achieve the set adoption targets that will lead to financial growth. Develop business cases that promote digital adoption, including trade off proposals for costs vs benefits. Monitor campaign expenditure against adoption growth, revenue and makes decisions to continue or terminate campaigns in collaboration with relevant stakeholders (i.e. line manager, Client Coverage teams).

People

Ensure alignment to the People and Culture standards with regards to all employee-related matters. Identify current and potential employee skill requirements in consultation with the People and Culture function. Set the example in line with the Groups leadership identity, core values and People Promise.

Risk, Regulatory, Prudential & Compliance

Ensure satisfactory audits and ensures that there are no repeat unsatisfactory findings as gauged by Group Internal Audit. Manage Operational Risk loss within a prescribed tolerance limit as it pertains to digital adoption. Adhere to risk framework, appetite, risk control procedures, governance and risk toolbox. Review competitor digital value proposition strategies and their positioning in respect of digital banking channel solutions in order to inform adoption tactics. Work with the Personalisation and relevant MIS teams to continually analyse customer data and proposes corrective action in order to respond to the customer’s needs. Ensure relevant, baselining, tracking and reporting of all initiatives related to Digital Adoption. Review key customer insights relating to the uptake and utilisation of our digital channels, through constant engagements/initiatives with the Client Coverage teams (i.e. Provinces, Branches, Voice Branch).

QUALIFICATIONS

Minimum Qualifications

Type of Qualification: First Degree Field of Study: Business Commerce Type of Qualification: First Degree Field of Study: Information Technology

Experience Required

Digital & eCommerce, CHNW Consumer & High Net Worth 5-7 years Experience in promoting or selling digital banking products and processes. Marketing experience and designing of campaigns. Experience in change management within a digital banking or technology solution environment. Experience and understanding of digital platforms enabling other value streams teams to deliver with substantial autonomy (platforms as a product).

ADDITIONAL INFORMATION
Behavioral Competencies:

Developing Strategies Embracing Change Empowering Individuals Establishing Rapport Generating Ideas Making Decisions Producing Output Pursuing Goals Showing Composure Team Working Understanding People Valuing Individuals

Technical Competencies:

Customer Understanding ( Consumer Banking) Data Driven Digital Marketing Product Knowledge (Consumer Banking) Risk Awareness Risk Management Risk Response Strategy Risk/ Reward Thinking