Agribusiness Officer

ABOUT THE COMPANY

Equity Bank Kenya Limited, is a financial services provider headquartered in Nairobi, Kenya. It is licensed as a commercial bank, by the Central Bank of Kenya, the central bank and national banking regulator.

JOB SUMMARY

 Skills, and AttributesBachelor’s degree in agriculture, agribusiness , Finance, or related field.Two (2) in Agribusiness field.Above experience in banking sector is an added value. Strategic thinking and problem-solving abilities.Proficiency in data analysis and market research.Familiarity with financial modeling and risk assessment

RESPONSIBILITIES

Identify and assess agribusiness opportunities to grow the loan portfolio.Champion the bank Agribusiness strategy at branch level to attract new agricultural clients.Relationship Management:Build and maintain strong relationships with farmers, agribusinesses, and agricultural cooperatives.Collaborate with government agencies, NGOs, and industry stakeholders to promote agribusiness initiatives across districts.Ability to Sustain Borrowers retentionMarket Analysis:Identifying Agribusiness market dynamics, trends, challenges, and opportunities in the agricultural sector across districts.Agri Products champion:Champion tailored designed bank Agri products and services to meet the needs of agribusiness clients.Collaborate with team to ensure offerings are competitive and aligned with market demands.Monitoring and Reporting:Prepare regular report for agribusiness trend from branch networking to ensure the bank progress toward desired target of 30%.Capacity Building:Support branch staff on agribusiness lending practices and products.Participate on workshops and seminars to educate clients on financial management and business growth across districts.Compliance &Documentation:Ensure compliance with agricultural regulations and company policies·         Loan processing& documentation. o   Ensure accurate completion of loan documentationo   Verify collateral and legal documentso   Coordinate with legal and credits department for loan approvalo   Ensure compliance with banking regulations and internal policies.·         Credit assessment & Risk Analysis.o   Evaluate loan applications and financial documentso   Assess borrower repayment capacity based on crop cycles, yield projections and market priceso   Conduct farm visits to verify land ownership, crop conditions and assets.o   Analyze risks such as weather conditions, price volatility, and production risks.o   Prepare credit proposals and recommendation for approval

REQUIRED SKILLS

Marketing, Credit handling, Customer relations, Bank management

REQUIRED EDUCATION

Bachelor's degree