Credit Corporate Analyst

ABOUT THE COMPANY

Family Bank became a fully-fledged commercial bank in May 2007. The Bank is regulated by the Central Bank of Kenya (CBK) and is also regularly inspected using CAMEL ratings which look at Capital, Assets, Management, Earnings and Liquidity. The bank is a member of the Deposit Protection Fund (DPF) meaning that customers’ deposits are protected.

JOB SUMMARY

The Person:The ideal candidate must possess the following:Qualifications/Experience:Hold a bachelor’s degree in business, Accounts, Finance or related field.Professional Credit or Accounting qualifications a plus.Have a minimum of five (5) years’ practical experience with proven result-oriented track record in recoveries.Experience in banking & legal background a plus

RESPONSIBILITIES

Conduct thorough analysis of financial statements and assessment of corporate credit requests, including new requests, changed requests, refinancing and annual due diligencePresent analysis, findings, and recommendations to Management Credit Committee, especially findings that involve a borrower’s ability to repayDevelop and prepare spreadsheets and models to support analysis of new and existing corporate credit applicationsEnsuring Credit Policies, Product Profiles and set timelines are adhered to in analysis and approval of corporate credit facilities.Conduct industry/sector studies with a view to updating policies and procedures guiding lending to a specific corporate sector.Ensure high audit rating is attained.Presentation of board level credit facilities to the Board Credit Committee for approval.Custody of the Board Credit Committee minutes and coordination of board recommendations and directives.Any other official duty that may be allocated from time to time.

REQUIRED SKILLS

Corporate finance, Spreadsheet preparation and editing (Microsoft Excel), Risk management, Financial analytics and forecasting

REQUIRED EDUCATION

Bachelor's degree