We are the Neobank for Africa, powering micro and small business growth to build economies and generational success.

We provide clients the right financial service, the right training and the right digital solution for growth, for good.

We look at their current life and business stage to give them the relevant solutions for their journey.

4G Capital (Fourth Generation Capital Ltd), established in 2013, is a certified B‑Corp headquartered in Nairobi, Kenya. It operates across Kenya, Uganda, Mauritius, and Ghana, offering 100% unsecured working capital loans and bespoke business training via mobile apps and face‑to‑face outreach, primarily targeting informal MSMEs. Leveraging proprietary machine‑learning and mobile‑money platforms, it empowers micro‑enterprises—80% of Africa’s employment backbone—to grow, achieve ~95% loan repayment rates, and see average revenue increases of 82%