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Credit specialist(Loans and finance)
Zoomlion Heavy Industry Kenya Co., Ltd
Yesterday
New
Job descriptions & requirements
Key Responsibilities
- Evaluate loan applications (individuals or businesses)
- Analyze financial statements, credit reports, and repayment capacity
- Assess risk before approving or rejecting credit
- Structure loan terms (interest rates, repayment schedules, collateral)
- Ensure compliance with internal policies and financial regulations
- Monitor existing loan accounts and flag potential defaults
- Follow up on overdue payments and support recovery processes
- Maintain accurate credit documentation and records
2. Required Experience
- Experience in credit finance, lending, or banking
- Hands-on experience with:
- Personal loans
- Business loans / SME financing
- Asset financing (e.g., vehicles, equipment)
- Familiarity with credit scoring systems and risk assessment tools
- Experience working with financial statements and cash flow analysis
3. Key Skills
- Strong analytical and decision-making skills
- Financial analysis and risk assessment
- Attention to detail
- Negotiation and communication skills
- Knowledge of lending regulations (especially relevant in Kenya if local role)
- Proficiency in Excel and financial systems
4. Qualifications
- Degree in Finance, Accounting, Business Administration, or related field
- Professional certifications are an added advantage:
- CPA / ACCA
- Credit Management certifications
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