FINANCIAL MANAGER

All-Rounded / Group Finance Lead Department Finance & Administration Entities Covered Amerigulf For Food & Beverages Trading, SanuPay International LLC-FZ, 

Location Nairobi, Kenya (fully remote)

Reports To Direct

Reports Chief of Staff (Ashni Haria), with dotted line to the Founder & CEO Financial & Administration Manager (Kenya-based) and future finance/admin hires, as the finance function scales Employment Type Full-time

Role Purpose Amerigulf is scaling its avocado import and distribution business toward a 1000kg/day sales target while supporting a wider group of companies (SanuPay International LLC-FZ and Sanubets) through shared senior staff.

The Financial Manager is the group's senior finance authority, the person who owns the numbers end-to-end: from daily cash and stock reconciliation, to weekly profitability reporting, to monthly management accounts, to the financial discipline needed to protect margin as volume grows.

This is a hands-on, all-rounded role.

The successful candidate will be equally comfortable reconciling a cash drawer discrepancy, building a rolling cash flow forecast, tightening internal controls, and presenting a clear P&L narrative to the CEO.

They will work closely with the UAE-based Administration Manager and Operations to close the loop between sales, delivery, and cash — and act as the CEO's most trusted voice on financial health and risk.

Key Responsibilities

1. Financial Reporting & Management Accounts

• Prepare weekly profitability and cash flow reports, and monthly management accounts (P&L, balance sheet, cash flow) for Amerigulf and, as scope expands, the wider group.

• Deliver actionable, CEO-level dashboards that surface critical signals early — margin erosion, cash discrepancies, stock variances — rather than raw data dumps.

• Ongoing tracking of financial performance against the 1000kg/day sales target, including the impact of sourcing decisions (in-house vs. outsourced fruit) on gross margin.

2. Cash & Controls

• Own daily cash reconciliation across all sales and delivery staff, with particular attention to COD (cash-ondelivery) collections — a known area of historical exposure.

• Investigate and resolve recurring resting-stock discrepancies in coordination with Operations, treating unexplained variances as a control gap to close, not a rounding error.

• Design and enforce internal controls across cash handling, inventory, and expense approvals; recommend and implement process fixes where controls are weak.

3. Margin & Cost Discipline

• Monitor unit economics by client and by sourcing channel; flag any pricing or sourcing decision that would push gross margin negative (e.g., outsourced fruit sold below the ~AED 24/kg threshold).

• Partner with Royce (Operations) and sales staff on the financial implications of commercial decisions — pricing, discounting, credit terms — before they are finalized.

4. Cash Flow & Treasury

• Build and maintain rolling 30/60/90-day cash flow forecasts, and proactively flag funding gaps or workingcapital pressure well ahead of time.

• Manage banking relationships, payment runs, and supplier terms to keep the business liquid and creditworthy.

5. Compliance, Reconciliation & Systems

• Ensure books are reconciled against bank statements, POS/sales records, and QuickBooks on a regular cycle.

• Own VAT filings, statutory obligations, and audit readiness across the Kenyan and UAE entities, coordinating with external auditors/tax advisors as needed.

• Maintain QuickBooks (and any future ERP) as a single source of truth; improve chart of accounts, reporting templates, and reconciliation workflows over time. 6. Group & Cross-Entity Support

• Coordinate with Ashni (Chief of Staff) and (Operational & Administration Manager, Kenya) to standardize financial reporting and controls across Amerigulf and SanuPay.

• Support financial due diligence, budgeting, and ad hoc analysis for the Founder & CEO as the group grows.

Key Performance Indicators

• Timeliness and accuracy of weekly profitability/cash flow reports and monthly management accounts.

• Reduction in unexplained cash and stock discrepancies (COD collections, resting stock) quarter over quarter.

• Gross margin protection — early flagging of any sourcing/pricing decision at risk of eroding margin.

• Accuracy of cash flow forecasts vs. actuals.

• Clean, audit-ready books with no material reconciliation backlog. Candidate Profile Required

• Bachelor's degree in Finance, Accounting, or a related field.

• Professional qualification — CPA, ACCA, CIMA, or equivalent.

• 5+ years of progressive finance/accounting experience, ideally including trading, distribution, FMCG, or food & beverage.

• Hands-on experience with QuickBooks (or comparable accounting software) and strong Excel/Google Sheets skills.

• Strong understanding of cash-based/COD business models and the control challenges they present.

• Excellent communication skills — able to translate financial detail into clear, decision-ready narratives for a CEO. Preferred

• Familiarity with the Kenyan financial regulatory and VAT environment.

• Experience managing finances across multiple related entities or a small group structure.

• Prior experience in high-growth, operationally intense businesses (logistics, perishables, retail, or similar).

Success Looks Like in the First 90 Days

A clean, reconciled view of current cash position, stock position, and outstanding COD exposure.

• Weekly profitability and cash flow reporting fully operational and trusted by the CEO.

• A documented set of control improvements addressing the COD and resting-stock issues, with an implementation plan.

• A rolling cash flow forecast in place, tied to the 1000kg/day growth trajectory.

Amerigulf For Food & Beverages Trading — Dubai, UAE This job description is intended to convey information essential to understanding the scope of the role. It is not exhaustive and may be adjusted as the business and group structure evolve.