Internal Auditor (Financial Services)

Key Responsibilities

1. Audit Planning & Execution

• Develop and implement annual internal audit plans.
  
• Conduct risk assessments and identify areas requiring audit attention.
  
• Perform operational, financial, and compliance audits across all departments.
  
• Evaluate the effectiveness of internal controls and recommend corrective actions.
  

2. Financial & Operational Reviews

• Review financial statements, loan documentation, branch operations, and credit processes.
  
• Verify accuracy of financial records, transactions, and reporting.
  
• Assess lending procedures, loan approvals, disbursements, and collections compliance.
  
• Monitor adherence to regulatory and statutory requirements.
  

3. Reporting & Recommendations

• Prepare detailed audit reports highlighting findings, risks, and recommendations.
  
• Present audit results to senior management and follow up on corrective actions.
  
• Track implementation of audit recommendations to ensure compliance.
  

4. Risk Management & Controls

• Identify process gaps, fraud risks, and irregularities within operations.
  
• Provide guidance on strengthening internal controls, fraud prevention, and cost efficiency.
  
• Support management in enhancing risk management frameworks.
  

5. Compliance

• Ensure compliance with internal policies, audit standards, and regulatory guidelines.
  
• Conduct investigations where fraud or misconduct is suspected.
  
• Ensure branches and teams adhere to credit policies, operational procedures, and reporting standards.
  

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  
• CPA,ACCA, CIA, or relevant professional certification (mandatory or in progress).
  
• Minimum 8 years’ auditing experience, preferably in audit and assurance, tax consultancy, financial advisory, and business   consulting.
• 3 years and above in a senior management role.
  
• Solid understanding of credit operations, lending processes, and internal control systems.
  
• Experience in fraud detection, risk management, and compliance audit is an added advantage.
  Key Skills & Competencies
  
• Strong analytical and investigative skills.
  
• Excellent report writing and presentation abilities.
  
• High integrity, objectivity, and confidentiality.
  
• Knowledge of audit tools, accounting systems, and MS Office.
  
• Attention to detail and strong problem-solving skills.
  
• Ability to work independently and travel to branches when required.