Product Lead for Credit and Digital Lending/Distribution

About Jackfruit Finance:

Jackfruit Finance is a pioneering education finance business based in Kenya, leveraging technology to provide affordable financing solutions to low-resource schools across Africa. We are the first digitised school lender on the continent, dedicated to empowering educational institutions through innovative financial products and services

Key Responsibilities:

• Lead the end-to-end product lifecycle for credit and digital lending/distribution initiatives, from concept ideation to execution and ongoing optimisation.
• Conduct market research and analysis to identify opportunities for product enhancement and differentiation, staying abreast of industry trends and best practices.
• Collaborate closely with cross-functional teams, including Finance, Credit, Operations, and Legal to translate business requirements into actionable product strategies and features.
• Develop and prioritise product roadmaps, defining clear objectives, milestones, and success metrics aligned with company goals.
• Drive product innovation by conceptualising and implementing new features, functionalities, and processes to improve the user experience and drive business growth.
• Champion a customer-centric approach, gathering feedback, analysing data, and iterating on product features to continuously enhance value proposition and user satisfaction.
• Partner with stakeholders to define and implement credit risk management strategies, leveraging data analytics and technology to assess borrower creditworthiness and mitigate risk.
• Collaborate with external partners and vendors to optimize distribution channels, streamline processes, and enhance scalability and efficiency. Qualifications:
• Minimum of 5 years of experience in product management, with a focus on digital lending, credit products, or financial services.
• Proven track record of successfully leading cross-functional teams to deliver innovative digital products or solutions.
• Strong understanding of credit risk management principles and methodologies, with experience in developing credit scoring models and risk mitigation strategies.
• Solid grasp of digital technology and platforms, with proficiency in agile development methodologies and product management tools.
• Exceptional analytical and problem-solving skills, with the ability to translate complex business requirements into actionable product initiatives.
• Excellent communication and stakeholder management skills, with the ability to influence and collaborate effectively across all levels of the organisation.
• Passion for financial inclusion and education empowerment in emerging markets, with a strong commitment to driving social impact through innovative business solutions.

Why Join Us:

• Opportunity to make a meaningful impact by revolutionising education finance and empowering schools and communities across Africa.
• Collaborative and dynamic work environment with a diverse and talented team of professionals dedicated to driving positive change.
• Competitive compensation package, including equity options, and opportunities for professional growth and development.
• Flexible work arrangements and a supportive culture that values work-life balance and employee well-being.