Senior Credit Officer

Main Purpose of the Job

• Oversee credit management processes including collection, collation, and reconciliation of financial transactions related to revenue, debtors, and credit accounts.
  
• Ensure timely preparation of financial and credit management reports at branch level.
  
• Act as custodian of Finance SOPs, policies, and processes, ensuring implementation and compliance
• 📌 Main Responsibilities

1. Accurate recording and completeness of all credit-related financial transactions in ERP daily.
2. Daily reconciliation of cash, cheque, and credit collections, including posting banking transactions.
3. Maintenance and monthly reconciliation of debtors’ ledgers.
4. Finalization of outpatient and credit invoices.
5. Preparation and sign-off of journals for unit credit transactions.
6. Allocation of debtors’ receipts and reconciliation of accounts.
7. Audit and monitoring of patient billing, ensuring corrective actions where necessary.
8. Leading credit-related stock-taking and financial control exercises.
9. Preparation and maintenance of monthly branch credit and fixed asset registers.
10. Completion of monthly financial closing procedures and trial balance sign-off.
11. Preparation and circulation of monthly management reports (P&L, Balance Sheet, DebtorAging, Cost Management Reports).
12. Preparation and control of quarterly/annual budgets with focus on credit management.
13. Planning and coordination of cost management initiatives.
14. Managing unit audits and liaising with Internal Audit to ensure strong internal controls.
15. Ensuring compliance with financial governance, tax, and regulatory requirements.
16. Training, motivating, and evaluating staff in the credit/cashiering section.
17. Managing supplier and debtor relationships in line with organizational SOPs.
18. Ensuring superior customer experience for both internal and external clients.
19. Any other duty assigned by the supervisor in line with the job description.

📊 Key Deliverables

• Accurate posting and allocation of credit transactions.
  
• Timely reconciliation of debtors’ ledgers and resolution of variances.
  
• Completion and sign-off of monthly closing procedures.
  
• Reliable financial and credit management reports.
  
• Compliance with SOPs, policies, and processes.
  
• Superior customer experience.

🎓 Academic & Professional Qualifications

Essential:

Bachelor’s degree in Accounting, Finance, or related field.

CPA (K) or ACCA qualification.

3–5 years of relevant experience in credit management or accounting.

Desirable:

Membership in CPA K or ACCA.

Experience in healthcare or service industry.

🧩 Skills & Competencies

Essential:

Strong planning and organizational skills.

Detail and result orientation.

Analytical and data interpretation skills.

Mentorship and coaching ability.

Teamwork and leadership.

Desirable:

Creativity and initiative.

Relationship building.

Decision-making ability.

Vision setting.

🌟 Values & Competencies
Values: Trust, Equity, Accountability, Integrity.
Competencies: Teamwork, Customer Focus, Reliability, Business Acumen, Managing Performance.