Credit Origination Manager - National Bank

National Bank
A Subsidiary of Access Bank Plc
Position Title: Credit Origination Manager
Job Ref No. HR/Corp/08/2026
Division: Corporate Banking
Reporting to: Sector Head
Position Scope: The role holder is responsible for analysis of credit data and financial information of individuals or businesses applying for credit facility/facilities to determine the credit worthiness.
He/She will also be responsible for the general credit management of the division/sector assigned, maintenance of turnaround time and communication to ensure exceptional customer experience.
Key Responsibilities:

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• Process, appraise and make appropriate recommendations on all corporate and business credit proposals to support good quality asset growth.
  
• Responsible for end to end credit appraisal process such as preparing all tools like CRB, risk-grade, in-depth analysis of all risks, quality presentation, Credit Quest Management among others.
  
• Assess & ensure all credit applications comply with the credit policy and procedures and are processed within the agreed service level agreement.
  
• Proactively drives review process of existing facilities ensuring consistence, thorough and timely evaluation of all existing facilities.
  
• Track facilities applications through appraisal and post approval process to ensure timely decision and disbursement.
  
• Participate in credit products review and development, marketing and cross-selling of credit products.
  
• Timely communication with the sales team and customers on credit decisions, investigate and respond to queries concerning their facilities.
  
• Work with Relationship Managers in coordinating of early alert meetings, scheduling site visits, review pending legal charge and valuation processes.
  
• Builds relationship with Relationship managers to improve quality of business proposals, turnaround time on credit evaluations and shares joint credit responsibility for business written.
  
• Liaise with Credit approvers for credit appraisals and other credit issues to ensure quick turnaround on facilities.
  
• Ensure proper maintenance of credit files and audit readiness at all times.
  
• Attend watch list portfolio calls and ensuring timely identification of accounts to be put in watch list as the bank’s guidelines.
  
• Develop and provide credit related reports on a periodical/adhoc manner as may be required by Management.
  
• Attend to matters within the Division relating to credit and ensure timely closure of issues.
  
• Support in training of credit staff and sales groups in relation to credit procedures and processes.
  
• Adhere and maintain high levels of compliance to policies, Bank processes, statutory guidelines, Shariah guidelines (where applicable) and other related operating standards.
  
• Promptly escalate anomalies to procedure or any suspicious activities as per the laid down procedures.
  
• Adhere to the Division’s service charter and ensure exceptional customer experience
  
• Any other duties that may be assigned by the supervisor.
  

Qualifications, Experience, Skills & Personal Attributes:

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• Bachelor’s Degree in Economics, Accounting, Finance, Statistics or related fields from a recognized institution.
  
• Certification in Banking is an added advantage.
  
• Credit Management Professional Certification.
  
• Five (5) year’s work experience with at least three (3) years in credit analysis function or in similar role from a reputable organization.
  
• Business acumen/commercial awareness
  
• Teamwork; capable of sharing expertise on credit related matters to cross functional teams
  
• Collaboration; forms business partnerships that help drive the Division’s business growth agenda.
  
• Multi-tasking; able to manage several concurrent key client assignments and prioritise demands
  
• Innovation, flexibility and adaptability; ability to keep pace with latest technology and trends in addition to new customer expectations.
  
• Excellent communication skills; articulate in communicating to both internal and external stakeholders at all levels.
  
• Analytical; capable of managing numerous information sources and providing data analysis to relevant stakeholders
  
• Experience in relationship management
  
• Strong work ethic, exercise of due diligence & confidentiality.
  
• Excellent interpersonal, planning & organizational skills
  
• Ability to work under pressure and speed of execution
  
• Proactive and Agile
  

How to Apply:
Send your CV and application letter showing how you meet the role requirement stated above to: recruitment@nationalbank.co.ke by Friday, 27th March 2026
Indicate Name & Job Reference No. NBK/CORP/08/2026 on email subject.
Please note that applications received after the deadline will not be considered.
Only shortlisted candidates will be contacted for the next stage/s of the process.