Econome

Credit & Debt Collection Officer- Kakamega

Job Summary

Econome seeks to improve its credit & debt management systems and processes and seeks an ambitious, fearless and focused individual to fill the role of a credit & debt collection officer. Your role will be to work closely with sales staff to ensure that responsible loans are granted to credit worthy individuals & all repayments made on time.

  • Minimum Qualification: Diploma
  • Experience Level: Mid level
  • Experience Length: 2 years

Job Description/Requirements

•    Come up with a policy document for risk and creditworthiness profile.
•    Evaluate, Vet and approve creditworthy Chamas/individuals before sale.
•    Make recommendations to management, when appropriate, for stronger collection actions including repossession of security.
•    Analyze clients’ financial situations and negotiate  repayment arrangements.
•    Ensure payment agreement schedule documentation are filled out.
•    Control delinquent loan payments and recovery of non-performing loans.
•    Timely and effectively contact delinquent clients.
•    Giving a detailed report on accounts collected on daily, mid-month and monthly basis.
•    Ensure all demand letters are duly and timely issued and clients are informed of the steps to be taken.
•    Send reminder messages to clients on their loan payments.
•    Perform any other related function as assigned by the management from time to time.

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