1 month ago
Skills Required
Sales and target orientation credit assessment and risk analysis client relationship management communication and persuasion fieldwork experience problem solving and initiative market knowledge (preferably Mwea) organizational skills team collaboration tech savvy and reporting proficiency.Job Summary
The Credit Officer will be responsible for growing the loan portfolio through aggressive marketing, ensuring quality disbursements, and maintaining healthy collections. The role involves direct field engagement, client vetting, and follow-up on repayments to minimize defaults.
- Minimum Qualification : Bachelors
- Experience Level : Mid level
- Experience Length : 5 years
- Working Hours : Full Time
Job Description/Requirements
- Recruit at least 15 new clients weekly through field marketing, referrals, and networking.
- Process and disburse loans, ensuring all documentation and vetting standards are met.
- Manage and grow an active loan portfolio with a target of KES 3,000,000 per month.
- Conduct business and home visits for client assessment and follow-up.
- Handle loan repayment collections and maintain a PAR (Portfolio at Risk) within acceptable limits.
- Track and follow up on delinquent accounts promptly to reduce arrears.
- Maintain strong client relationships to encourage repeat borrowing and referrals.
- Prepare accurate weekly and monthly reports on disbursements, collections, and field activity.
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