New
1 week ago
Job Summary
To support the sales team in the daily credit application processing & follow-up. To mitigate risk of lending to customers by providing a critical analysis of customers credit applications so as to make informed business decisions.
- Minimum Qualification:Bachelor
- Experience Level:Mid level
- Experience Length:3 years
Job Description/Requirements
Key Responsibilities:
- Implement Credit Policies and Procedures including risk and compliance management, regulatory frameworks, industry best practices and global standards.
- Review & implement systems / tools to maximise performance, scalability, and ease of use in credit decision.
- Continuous monitoring of market and economic decisions as they impact Aspira, retailers and customers with a view to improve credit decisions and identify new opportunities/customer segments to be targeted.
- Assess, document, and report on financial, reputational, regulatory, operational, and compliance risk associated to applications.
- Credit assessments and reports.
Candidate Profile:
- Min. Bachelor’s Degree or equivalent preferably in business-related field
- Minimum of 3 years’ experience in credit or risk positions within a financial institution
- Hands on experience in credit scorecard utilization, risk analytics and fraud prevention
- In-depth knowledge of the Kenyan market relating to financial services and the risk profiles of different customer segments
- Past experience in Fintech and in financial services technology
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