New
2 weeks ago

Job Summary

Incredo Finance is a Non-Deposit Taking Microfinance Company. The company brings to the financial sector fresh thinking and focus to Micro, Small and Medium Enterprises, agricultural value chains and salaried employees offering differentiated financial solutions.

  • Minimum Qualification:Bachelor
  • Experience Level:Mid level
  • Experience Length:3 years

Job Description/Requirements

We are currently expanding our operations and are therefore looking to have competent and qualified individuals to fill the above position. We are looking for Debt collections officer to assist with the collection of outstanding debts as assigned by the Dept Recovery Manager.


Job Description/Requirements

  • Analyze a list of clients in arrears based on the number of missed instalments.
  • Contact defaulting customers either by calling or visiting them with an aim of negotiating a settlement of the arrears.
  • Refer cases for restructure to Manager, Debt Recover for further guidance.
  • Prepare monthly reports: Collections received, all follow ups done, Commitment dates agreed on.     
  • Preparing demand letters & ensuring they are properly served
  • Identify and escalate deceased or disabled customers to the Manager, Debt Recovery for review or collection termination.
  • Liaise with auctioneers for recovery of securities.
  • Sourcing market for the repossessed collaterals
  • Make decisions to minimize recovery costs
  • Attending auctions
  • Managing the written off accounts

 

Required Skills & Qualifications

  •  A diploma/Degree in business related course or equivalent
  • Minimum 3 years’ experience in a busy debt collection department of a bank, Sacco or Microfinance
  • Good negotiation and communication skills
  • Full knowledge of retail clients’ products
  • Good computer skills especially knowledge of excel and Microsoft Word
  • Strong analytical, relationship skills and attention to detail


Interested candidates should send a cover letter and a detailed CV, including their present position, current and expected remuneration, names, addresses and phone contacts of three (3) referees not later than 31st January, 2023. Applications will be considered on a rolling basis

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