LOANS (RELATIONSHIP) OFFICER

NATURE OF JOB

FULL TIME

INDUSTRY

FINANCIAL SERVICES

SALARY

KSHS.20,000 PLUS COMMISSIONS

JOB LOCATION

LUANDA

DUTIES AND RESPONSIBILITIES

·       Develop and maintain strong relationships with existing clients to ensure their satisfaction and retention.

·       Proactively engage with potential clients to expand the loan portfolio.

·       Provide personalized financial solutions tailored to clients' needs.

·       Assess loan applications by gathering necessary documentation, verifying information, and conducting preliminary assessments.

·       Recommend and facilitate loan approvals based on established guidelines and risk assessments.

·       Ensure timely disbursement and follow-up on loans, monitoring repayment schedules.

·       Actively market and promote the institution's loan products to increase market penetration and client base.

·       Meet monthly sales and loan disbursement targets set by the organization.

·       Educate clients on the various loan products and services offered, explaining terms and conditions.

·       Provide excellent customer service, addressing inquiries and resolving issues efficiently.

·       Advise clients on best financial practices, including repayment strategies, loan options, and related services.

·       Handle loan repayments and resolve any delinquency issues promptly.

·       Ensure compliance with internal policies, regulatory requirements, and industry standards.

·       Identify and mitigate potential risks in loan applications and client management.

·       Assist in the preparation of reports on loan performance and any risks related to clients.

KEY REQUIREMENT SKILLS AND QUALIFICATION

·       Certificate/Diploma in any field.

·       At least 1 year of experience as a loans or Relationship officer in a Sacco, MFI or Bank

·       Strong communication and interpersonal skills, with the ability to build and maintain relationships.

·       Good understanding of loan products, financial services, and credit assessments.

·       Ability to work independently and meet set targets.

·       Proficiency in Microsoft Office applications.

HOW TO APPLY

·       If you meet the above qualifications, skills and experience share CV on recruitment@britesmanagement.com

·       Interviews will be carried out on a rolling basis until the position is filled.

·       Only the shortlisted candidates will be contacted.