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Collections/DMO Officer – Asset Finance/IPF

HF Group

  • Minimum Qualification :
  • Experience Level : Entry level
  • Experience Length : 3 years

Job Description/Requirements

ABOUT THE COMPANY

We will be the leading integrated solutions enabler for the property industry. We will offer innovative products and services, delivered under one roof by exceptionally committed people to enhance shareholder value. We will operate across the property value-chain as suppliers and financiers that offer unique solutions to all while being environmentally responsible.

JOB SUMMARY

Key Competencies and SkillsTechnical CompetenciesIT SkillsBasic principles of banking and lendingGeneral CompetenciesAnalyticalCommunication skillsInterpersonal skillsTeam playerMinimum Qualifications, Knowledge and ExperienceUniversity degree Upper 2nd Class Honors or 3.0 GPA in Credit management or Business-related field.3 years’ experience in Credit two (2) of which should be in AF Collections/ debt management.

RESPONSIBILITIES

Reviewing and identifying AF accounts in early arrears and recommending the best plan of action for resolution.Implementing approved remedial plans and monitoring performance of accounts to ensure that the allocated portfolio is rehabilitated.Ensuring that loan accounts migration to the next adverse risk classification is reduced.Conducting customer call visits to access business performance for SMEs and Corporate clients and filing call visit reports for management use.Ensure accurate Collections Progress Reports (CPR) that is detailed on assigned portfolio are generated and reviewed per prescribed frequency.Reduction of monthly loan provisioning amounts from current average as prescribed.Coordinating with external service providers e.g. brokers, auctioneers, valuers, Tracking & insurance companies on the recovery process for assigned accounts where applicable as per TAT.Receiving, reviewing and filing all loan related documents for continuous usage and access.Maintaining a robust asset finance register for repossessed units in the various storage yards and sales records for all the auctioned units. 

REQUIRED SKILLS

Business to Business (B2B) sales, Account management, Customer service, Reporting

REQUIRED EDUCATION

Bachelor's degree

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